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Another ACA innovation for seniors!

8/24/2013

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Picture
Well, well, well, imagine that – the Affordable Care Act (AKA Obamacare) really is good for the elderly! Title VIII, the CLASS Act, provides for long-term care insurance. According to no less an authority that the White House itself:  
 
“The Act provides Americans with a new option to finance long-term services and care in the event of a disability. It is a self-funded and voluntary long-term care insurance choice. Workers will pay in premiums in order to receive a daily cash benefit if they develop a  disability.” 

Just like the private, self-funded, voluntary Long-Term Care policy my mother took out in 1973, or the self-funded, voluntary Long-Term Care policies my husband and I bought almost 15 years ago, but it must be better if the feds felt compelled to enter the market. And after all, the White House says it’s a “new option.”

If you’re like me, you’re looking forward to finding out what’s new about it, and to learning how much it will cost – no doubt it will be lots less than our current premiums, because the government is so much more efficient than any private enterprise. Lucky thing, since the White House assures us that No Tax Dollars Will Be Used To Pay Benefits Under this Provision. 
 
This Obamacare aficionado at an online investigative publication seems to have ferreted out one of the numbers: "It would pay out at least $18,250 a year that could go toward any in-home support services, including paying loved ones as caregivers."
 
Now, come on, you skeptics out there. Sure, it looks like a plan that’s susceptible to abuse and fraud, but do you really think anyone would steal from us taxpayers? Oh, you of little faith in the inherent goodness of mankind!
 
And talk about generous! If that $18,250 a year is a sign of what this policy will pay a nursing home to care for you, rejoice -- that's enough to pay for a good three months in a decently ranked Wisconsin facility! The rest of the time – well, maybe that’s where all this compassionate “end of life” care kicks in, I guess, at least in states that haven’t yet legalized assisted suicide and euthanasia.

Once again, we see that the President's heart is in the right place. And that's really all that matters, isn't it?

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    Kitty
    Foth-Regner

    I'm a follower of Jesus Christ, a freelance copywriter, a nursing-home volunteer, and the author of books both in-process and published -- including
    Heaven Without Her.

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